Credit Builder is a credit building product designed with flexibility in mind.
Our Starter program is a great way to start building credit for the lowest price & develop savings:
Month 1 - 24: You pay $30/month ($16 goes to your savings, $14 goes to the program fee)
Month 25 - 36: You pay $30/month (but the full $30 goes to your savings)
Total savings after 36 months: $744
Our Plus program helps report a larger credit amount & build more savings. It’s also our best value!
Month 1 - 24: You pay $50/month ($30 goes to your savings, $20 goes to the program fee)
Month 25 - 36: You pay $50/month (but the full $50 goes to your savings)
Total savings after 36 months: $1,320
Our Pro program is great as it reports a higher credit amount & grows the most savings:
Month 1 - 24: You pay $100/month ($65 goes to your savings, $35 goes to the program fee)
Month 25 - 36: You pay $100/month (but the full $100 goes to your savings)
Total savings after 36 months: $2,760
The Credit Builder is a secured installment loan. Unlike a traditional cash loan, you don’t receive any money upon approval. As you make payments, they are reported to the credit bureaus.
At the end of the 36 months, your total savings will be directly deposited into your bank account.
There is no hard credit check to apply. If you’re interested in Credit Builder, you can sign up here.