Credit Factors uses the information from your credit report to give you an accurate picture of your credit standing with Equifax. If you notice something that seems incorrect on your report, we suggest reaching out to the lender or agency that provided the information first.
Our service is free for you to use, and we want to help you stay informed about your credit. However, please note that we are unable to modify or remove any items on your report, as we receive the information directly from Equifax.
In case the lender confirms the accuracy of the information, you can dispute it with Equifax and TransUnion using the links provided below. We hope this helps you better understand your credit report.