What is a thin credit file?

Updated May 16, 2025 16:39

If you have a thin credit file, this means that Equifax Canada doesn’t have sufficient information about you in order to produce a credit score. If you think this might be an error, please contact Equifax Canada directly: 1-800-465-7166. Check out our blog on "zero credit scores" to help you build your score.

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What is a thin credit file?

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