Earn rewards by inviting friends to join Borrowell! You can track, accumulate, and redeem your referral rewards directly in the Borrowell app.
To participate, simply share your unique referral link with your friends and have them sign up using your link.
Your friend must create a Borrowell account and complete verification to receive their free credit score before your $5 gift card referral reward can be issued.
Reward Timeline & Eligibility
- Pending Status: Your $5 gift card reward will appear as "Pending" in the Borrowell app 1 day after your referral completes signup (e.g., signed up August 1, pending on August 2).
- Availability: Pending rewards become eligible for redemption 30 calendar days after the referral's signup date.
- Eligibility Criteria: To unlock the reward, your referral's account must remain in good standing with a valid email address.
- Additional Information: For more information about our Refer-a-Friend program, please review our Terms and Conditions here.
Accumulation & Redemption Rules
- Balance Accumulation: Unredeemed rewards stack over time. For example, if a $5 reward unlocks on September 15 and another $5 unlocks on October 30, your total redeemable balance becomes $10 on October 30.
- Full Amount Redemption: You must redeem your full available reward balance at once. Partial redemptions (e.g., claiming $5 out of a $10 available balance) are not permitted.
- No Expiration: Your unlocked rewards do not expire inside your Rewards account. You can hold your balance for as long as you like before claiming it.
Gift Card Expiration
Once you choose to redeem your reward, an email containing your gift card link will be sent via rewards@borrowell.com.
- 365-Day Validity: You have 365 calendar days from the date the rewards email is sent to select and claim your final gift card.
- Example: If you redeem your reward balance on December 31, 2026, your claimed reward link remains active until December 30, 2027.