No, checking your credit score does not impact your score at all! When you check your own credit score through a service like Borrowell, it is considered a soft inquiry. Soft inquiries do not affect your credit score and enable you to access your free credit score and report.
Soft inquiries are useful for monitoring your credit for potential fraud or identity theft, allowing you to stay informed about your overall credit health without any negative consequences.
In contrast, hard inquiries occur when lenders or banks check your credit report as part of their evaluation process for a loan or credit application. These hard inquiries can have a slight negative effect on your credit score.
For more information on the differences between hard and soft inquiries, be sure to check out our blog: What's the difference between hard and soft credit inquiries.