Equifax maintains certain records on your credit report for a period of time from the date of your discharge or last payment/activity.
Accounts/Trades will stay on your credit report for 6 years from the date of last activity. If there hasn’t been any activity, they will stay on your report 6 years from the date opened.
Bankruptcy will stay on your credit report 6 years from the date of discharge. If you weren't discharged, a bankruptcy will stay on your credit report for 7 years from the date filed. If you've filed bankruptcy twice, this is known as double bankruptcy. A double bankruptcy will cause your first bankruptcy to reappear and both bankruptcies will remain on your credit report for 14 years from the date of your discharge.
Collections will stay on your credit report for six years from the date of your last payment. If you pay the collection account before the six-year period is up, the collection will still remain on your credit report but the account will stop having a further negative impact on your credit score.
Consumer Proposal will stay on your credit report for 3 years from the date it was settled (or satisfied). If unsettled, it will stay on your credit report for 6 years from the date filed.
Credit inquiries will stay on your credit report for 3 years. However, the exception to the rule is having 5 or fewer inquiries. These will not fall off your report – regardless of the date.
Judgments/legal items will stay on your credit report 6 years from the date filed.
Late payments will stay on a credit report for up to 6 years from the date reported. Even if you pay the past due balance, the late payment will remain on your credit report for 6 years after the date of the late payment.
You can find more information about how long different information stays on your credit report here.