We are unable to accommodate requests to skip or defer payments for Credit Builder. If you happen to miss a payment, you have up to 30 days from the scheduled date to make it up so that it's reported to Equifax as paid.
For more information on how to make up a missed payment, please refer to the article titled "I missed a Credit Builder payment, what should I do?"
If you decide to cancel your account, you can find the necessary steps in the article "I want to cancel Credit Builder, what do I do?"