Can I skip or defer a Credit Builder payment?

Updated January 22, 2026 20:54

We are unable to accommodate requests to skip or defer payments for Credit Builder. If you happen to miss a payment, you have up to 30 days from the scheduled date to make it up so that it's reported to Equifax as paid.

For more information on how to make up a missed payment, please refer to the article titled "I missed a Credit Builder payment. What should I do?"

If you decide to cancel your account, you can find the necessary steps in the article "I want to cancel Credit Builder. What do I do?"

Can I skip or defer a Credit Builder payment?

Was this article helpful?

<% if (child.title === 'Android') { %> <% } %> <% if (child.title === 'iOS') { %> <% } %> <% if (child.title === 'Windows') { %> <% } %> <%= child.title %>

Account Sign-In Required